How alternative investments are shaping the future of portfolios
For years, wealth creation in Namibia seemed reserved for a fortunate few: high-earning professionals, successful business owners, or those with inherited assets. Traditional investments like property, shares, and pension funds were seen as the cornerstones of wealth, but often out of reach for ordinary citizens.That narrative is shifting. A new era of alternative investments is making it possible for more Namibians to build diversified portfolios and take part in the country’s economic growth.
Alternative investments go beyond the stock market and bank savings. They include unit trusts, accessible even with small monthly contributions, infrastructure funds, and sector-specific schemes in renewable energy, housing, and agriculture. Once seen as elite, these tools are now becoming familiar to nurses, teachers, small business owners, and young professionals.
Take, for example, a teacher who invests in a fund tied to national infrastructure. They're not only saving for their future; they're helping build roads, hospitals, and schools. Or a young entrepreneur who wants their money to grow but still be flexible. Thanks to lower entry points and tailored advice, these options are now within reach.
The democratisation of wealth isn’t about complex financial products. It’s about offering simple, transparent investment options and equipping people with knowledge and confidence. Most Namibians still associate investing with risk or think they must be “rich” to begin. But with better education, people can learn that starting small, diversifying smartly, and investing steadily often beats high-stakes bets.
As financial institutions develop more accessible products and user-friendly platforms, investing in Namibia is evolving. Wealth is no longer a distant dream for the few; it’s becoming a realistic goal for all.
The future of wealth in Namibia is about opening doors, not closing them. And the more inclusive we make investing, the stronger and more resilient our people – and our economy - will be.
*Christoff Bauernschmitt is the head of Alternative Investments, Old Mutual Investment Group Namibia.