• Disasters

Rainy season warnings

• 14 Hours Ago - 2025-10-27 13:18:00

This time of the year signals the start of the rainy season for certain parts of Namibia, especially the northern and central regions, where temperatures and humidity rise and thunderstorms are common. Flooding and storms can cause significant damage to your car, home and belongings, so it is critical to ensure you are prepared.
Madrie Erasmus (Head: Underwriting & Risk) at short-term insurer Santam Namibia, says that as summer approaches, in addition to ensuring you have sufficient cover, there are also risk mitigation steps you can take against rain-related risks to reduce damage to your home and valuables, as well as your car.
Disasters are, as we all know, happening more often, which means they are costing us more. Available data indicates that annual disaster costs have grown to between US$180 and US$200 billion from 2001 to 2020, up from US$70 billion to US$80 billion, from the two previous decades (i.e. 1970 – 2000).
The United Nations Office for Disaster Risk Reduction confirms that global disaster losses have intensified in recent years, exceeding US$2 trillion a year, when accounting for cascading and ecosystem costs.
Assess vulnerabilities
“Now is the time to assess your property's vulnerability and take steps to minimise the impact of further seasonal changes and severe weather. Making these updates and adjustments now can help prevent serious damage in the long run, which may set you back financially,” she said.
Erasmus recommends taking steps to ensure your car is safe for wet weather and reviewing safe driving practices for slippery or muddy roads. In northern regions, where thunderstorms can be particularly severe, remote dirt roads pose additional risks during very wet conditions.
• Perform regular maintenance on the waterproofing of your roof to address any possible water leaks during rainy periods. Your roof is exposed to the elements and often takes a beating from temperature fluctuations.
• Clear out gutters regularly to ensure proper water drainage from the roof.
• Look out for weak branches that could break in strong winds, potentially damaging your property.
• Ensure roof tiles are not damaged or loose to withstand winter storms' powerful gusts.
On the road
Driving in stormy, wet weather adds a significant additional layer of risk to the usual precautions one should take on the road. Erasmus advises the following for driving in wet weather:
• Make sure your car services are up to date and your tires are in good condition.
• If possible, avoid areas prone to flooding, particularly in periods of heavy downpours.
• During the rainy season, some gravel roads may become muddy, flooded, or even impassable, especially in more remote areas, so be sure to check weather and road reports frequently.
• Namibia’s road can be very remote with areas potentially out of signal, make sure you are adequately prepared with the necessary fuel, supplies and emergency equipment should you get stuck or get a puncture.
• Stay alert and focused, reduce your driving speed and increase your following distance if there is a vehicle in front of you
• Make sure your headlights are switched on (avoid high beam when there is oncoming traffic) Avoid driving through sections of water where you are unable to see the road, this is both risky and dangerous
• Do not drive around or through barricades; they have been put there for your safety
• Should your vehicle be trapped by rising water, stop, then get out of the car and move to safer or higher ground. Your safety and the safety of your passengers is more important than your vehicle
Erasmus concludes that staying informed about your specific insurance coverage and emergency preparedness ensures that you're ready to handle any challenges that may arise.
“With careful planning and attention to detail, you can navigate the summer season with confidence, knowing that your homes are well-prepared to weather the elements.”