20Twenty secures sustainability-linked funding
20Twenty Financial Solutions this week announced that secured significant debt investment, following the successful launch of its sustainability-linked finance framework (SLFF) in October 2025.
The issuance of its inaugural sustainability-linked note marked a key milestone in scaling innovative inflation-linked home loan offerings – advancing greater financial inclusion and homeownership for Namibians. The issuance was supported by RMB Namibia in its capacity as arranger, Namibia Securties Exchange (NSX) debt sponsor and sustainability coordinator.
20Twenty is a Namibian housing finance provider focused on expanding access to homeownership
through innovative, inflation-linked loan solutions that deliver predictable outcomes for borrowers and
support long-term financial resilience.
20Twenty offers investors the opportunity to invest in residential secured housing debt via a listed
Domestic Medium Term Note Programme (DMTNP).
increasing access to housing finance for first-time homeowners and women in Namibia. These targets
are embedded in the structure of the note and will be measured and reported on, annually.
The SLFF was independently assessed by SLR Consulting (Africa), which provided a second-party opinion
confirming alignment with applicable sustainability-linked finance principles and guidelines.
The transaction confirms investor support for 20Twenty’s business model and its sustainability
objectives.
Gideon Cornelissen, CEO of 20Twenty Housing Solutions, said the issuance represents more than a funding milestone for 20Twenty.
"It is a clear signal that investors recognise both the financial strength of our model and the importance of linking capital to meaningful social outcomes. The SLFF ensures that as we grow, we remain accountable to the people and communities we serve, demonstrating that sustainability and financial performance can go hand in hand.”
The note is only the second sustainability-linked note issued in Namibia and the first to be inflation-
linked, reinforcing innovation in the local debt capital markets and demonstrating growing appetite for
ESG-aligned investment opportunities.
Monet Basson, Transactor at RMB Namibia, said the transaction demonstrated the usefulness of sustainability-linked instruments.
“We are proud to have supported 20Twenty on this landmark issuance. The transaction reflects how
sustainability-linked instruments can be practically applied to support real economic and social
outcomes, while expanding the sustainable finance landscape and deepening the capital markets in
Namibia.”
